Law Offices of Moses Apsan, p.c. practices in the areas of Immigration, Corporate Immigration, Family Immigration, Naturalization, bankruptcy, chapter 7 bankruptcy, chapter 13 bankruptcy, uncontested divorces, property settlement agreements and accidents throughout New York and New Jersey in communities including Essex County, Union County, Passaic County, Hudson County, Morris County, Bergen County and Somerset County, as well as the cities of Union, Linden, Rahway, Irvington, Hillside, Bloomfield, Harrison, Orange, East Orange, West Orange, Camden, Clifton, Edison, Jersey City, Passaic, Trenton, Union City, Newark, Ironbound, Kearny, South River, Jersey City, Paterson, Passaic, Elizabeth, Edison, Woodbridge, Toms River, Hamilton, Trenton, Camden, Clifton, Passaic, Garfield, Wallington, Cherry Hill, East Orange, Union City, Bayonne, Irvington, Old Bridge, Lakewood, Long Branch, North Bergen, Vineland, Wayne, Parsippany, Troy Hills, New Brunswick, Plainfield, Bloomfield, Perth, Amboy, East Brunswick, North Brunswick, West New York, West Orange Hackensack, Atlantic City, Mount Laurel, Montclair, Hoboken, and Belleville. We also serve individuals and businesses located in New York's Queens, Bronx, Manhattan, Brooklyn, Staten Island, Westchester, Rockland, Nassau and Suffolk Counties on Long Island including the towns of Hempstead, North Hempstead, Oyster Bay, Huntington, Islip, Babylon, Smithtown, Brookhaven, Riverhead and the North Fork and South Fork (Hamptons) of Long Island. We assist people and businesses to file for relief under the Bankruptcy Code. We are a debt relief agency.
This is an advertisement. Certification as an Immigration Specialist is not currently available in New York or New Jersey. Law Offices of Moses Apsan, p.c. practices in immigration law, a Federal practice area, and in State laws of New York and New Jersey and we do not claim expertise in the laws of states other than where our attorneys are licensed. The information contained on this site is intended to educate members of the public generally and is not intended to provide solutions to individual problems. Readers are cautioned not to attempt to solve individual problems on the basis of information contained herein and are strongly advised to seek competent legal counsel before relying on information on this site. The information ?presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.Disclaimer: The Law Offices of Moses Apsan, P.C. is a Debt Relief law firm as defined by 11 U.S.C. 528. We help people file for Bankruptcy Relief under the Bankruptcy Code. We do not guarantee any result and prior results do not guarantee a similar outcome. This is an attorney advertisement and this website is for informational purposes only. Site is maintained by tufone, Inc. All rights reserved.
Moses Apsan and his staff provide exceptional legal services in New York City and Newark, NJ in all aspects of immigration to the United States, including non-immigrant (temporary visas), immigrant visa (Green Card), deportation defense and now representation for the Dream Act.
The team is led by Moses Apsan, Esq., past president of the Federal Bar Association (New Jersey Chapter from 1997 to 2002) with over 28 years of experience in all aspects of U.S. Immigration & Citizenship Laws.
Our staff is multilingual, with NewJersey and New York immigration lawyers and paralegals que falam portugues y hablan espanol.
Our offices are located in Manhattan on Broadway, Newark on Market Street, Union City on Bergenline Avenue and Paterson on E. Railway Avenue.
- Health Care Professional
Success Depends on Experience and Dedication
One of the most stressful and frightening experiences a non-citizen and his or her family faces is the prospect of forced deportation from the United States. Moses Apsan has been representing clients facing deportation for many different reasons. Defending the deportation requires experience in providing a proper and aggressive defense. Assistance is provided for cases were the deportation is based upon illegal entry, overstay or violation of visa, fraud and criminal conduct.
We use many strategies in defending the client.
Moses Apsan writes and lectures nationally on various aspects of Immigration law practice. He has served as Secretary, Vice-President and President of the Federal Bar Association, New Jersey Chapter (1997-2002). His immigration television show on Dish Network has been on air for more than 10 years and has an audience of over 25,000 for each show. He writes an immigration news column for jornal.us and many other Brazilian newspapers. His videos on immigration laws are widely viewed on youtube.com, vejatv.com and Google videos.
Our offices are located in New York City, Newark, Paterson and Union City are conveniently located near major transportation hub. Our Newark Immigration Lawyers and our New York Immigration Lawyers are ready to help you with your immigration case.
Our clients reside throughout the United States and the world and Telephonic & Video immigration consultation can be arranged.
Bankruptcy is about starting over. It is about ending the cycle of debt collector calls and putting the credit nightmare behind you. Each person reaches a decision to file bankruptcy for different reasons. Some have had business failure, others have lost their job or have gone though a difficult physical or emotional period. Hospital stays can be very expensive. Medical bills can mount up to many hundreds thousands of dollars. It seems that there is no where to turn. Yet, there is.
The U.S. bankruptcy Laws have been making it possible for people to get rid of unwanted debts and start a new life, leaving their most perplexing problem behind. For some people, filing a bankruptcy case will give them the breath of relief that they have been searching for. Bankruptcy results in the grant of a discharge of debts to an individual or a couple.
A discharge is the forgiveness of personal liability for debts, which have been incurred prior to the filing of the case. With few exceptions, immediately upon filing the petition, creditors are prohibited from suing a debtor, obtaining a judgment, or collecting for debts, which have been discharged and will have no claim on the future income of assets of the individual who has filed for bankruptcy relief as a debtor.
We Provide Customized Solutions for All Your Financial Needs
We can help you eliminate most or all of your personal debt while keeping a almost all of your personal property.
If you have a stable income, we can help you reorganize your debt and create a plan for you to repay all or part of the debt over a three- to five-year period. All late mortgage installments are included in this plan. Unsecured debts are usually paid off pennies on the dollar.
As soon as we file foreclosure activities will stop and we will work with the bank to set up a repayment plan for mortgage arrears.
If you are not able to meet the terms of your current home mortgage we can work with the bank under "Obama's HAMP program" to renegotiate a better rate and more convenient monthly payment.
Depending on the type of bankruptcy filed, debt relief can be provided in one of two ways. In a Chapter 7 bankruptcy unsecured debts are fully discharged, leaving you with no further obligations to make payments on unsecured debts like credit cards, medical bills, signature loans, etc. In a Chapter 13 bankruptcy, a court approved payment plan is set up based on the amount that a debtor can pay on a monthly basis without suffering undue hardship.
With the escalating number of New York and New Jersey foreclosures, many homeowners are turning to filing bankruptcy to avoid foreclosure. In both Chapter 7 and Chapter 13 bankruptcies, a foreclosure action will stop with the filing of the bankruptcy petition. In a Chapter 7 bankruptcy, you can avoid foreclosure by getting caught up with missed installments shortly after the completion of the process. In a Chapter 13 bankruptcy you can avoid foreclosure with a new payment schedule approved by the Bankruptcy court.
The bankruptcy code provides several ways of avoiding New York and New Jersey foreclosures when an experienced bankruptcy attorney handles the process. In some cases you can have your subordinated home loans (second mortgage, home equity loan) either completely discharged or drastically reduced by applying an aspect of the bankruptcy code known as "lien stripping."
New York and New Jersey foreclosures can also be resolved by getting your loan modified through the government program known as the Home Affordable Modification Program (HAMP). HAMP can be applied for before, during or after a bankruptcy. Loans modified through HAMP can result in lowered monthly payments and even reduced principle balances.
Why Should I Hire a Bankruptcy Attorney and not do it myself?
Most every step in filing bankruptcy provides difficulties to debtors trying to navigate the process on their own. These difficulties include:
Only an experienced bankruptcy attorney can make sure that all these difficulties are overcome and you bankruptcy petition results in the most favorable outcome for you and your family. No matter what your situation is today, successful completion of the bankruptcy process can get your debts under control and give you a new beginning and a fresh start.
Completely Free Initial Consultations
We provide free bankruptcy consultation. We take the time to sit down with you, answer your questions, carefully review your situation and provide for your options at no cost to you.
While our principle offices are located in Newark, New Jersey and New York, NY we provide legal services throughout New York and New Jersey.
For a free consultation with the Moses Apsan, Esq. to find out how filing bankruptcy can solve your debt problems, call today at 1(877) 873-8510.
New York & New Jersey
Divorce Law Firm
Protecting your rights
|Experience Over 25 years
of experience. We have helped thousands of clients obtain an uncontested divorce.
|Low Fees Flexible payment plans. We will work within your budget to help you get through your uncontested divorce.||Convenient Locations
We have convenient locations in New York and New Jersey.
We speak fluent Spanish and Portuguese.
If you are thinking about a divorce or legal separation, or if you and your spouse have made the decision to go ahead with a friendly uncontested divorce, we may be able to make the entire procedure go smoothly and inexpensively.
Our law office is committed to making a divorce or legal separation a pleasant, non-stressful and friendly experience.
Just the word - divorce - brings out complex emotions, confusion and fears. These feelings accompanied by the lack of knowledge and experience in basic legal matters can drive any couple to fight when, in reality, there is nothing to fight about. Fighting in most cases is just a waste of emotions, time and money. Understand that every contested divorce no matter how little there is in assets is always a difficult and expensive process. Each party can spend thousands of dollars in legal fees and countless hours of mental anguish. Children can develop deep emotional scars that may affect them for a long time. But this scenario does not have be yours.
If you are able to work with your spouse and reach a fair agreement, we can handle the rest. Moses Apsan, an attorney with more than twenty-five years of family law experience, created this site. He has assisted many thousands of people to obtain their uncontested divorce quickly and easily. Through the years a simple system to process a friendly (uncontested) divorce has been developed permitting many couples to handle their own divorce from start to finish without the high cost of a contested divorce.
If the services of Apsan Law Offices are for you, we can help make your journey through a difficult part of your life simpler and less overwhelming. You will be in charge of your own divorce case. Our service will help to minimize the anger and stress associated with the adversarial nature of the divorce proceeding. If you have children, reducing the anxiety accompanying a divorce may help you to terminate the marital relationship with a better relationship that is in the best interest of your child, helping co-parenting. Finally, if you are able to use our service, you will save a very significant sum of money when you obtain a friendly uncontested divorce.
Our service is an easy step-by-step service to presenting your uncontested divorce case in court. In New York there is no court appearance. In New Jersey, most court appearance that takes 10 to15 minutes Everything that at first seems complicated is presented to you in a simple complete and professional manner. And most importantly, our offices are fully staffed in New York and New Jersey and we are available for personal live assistance 5 days a week.
Everyone knows that when the parties getting divorced fight, there must be two lawyers involved. Each party has one to represent his/her interest. In contested cases this is an absolute necessity because without a competent lawyer you may find that mistakes are made during the divorce procedure that may cause you or your children permanent harm. So a lawyer is necessary in contested cases.
But must the divorce be contested? Usually no. Many of thousands of uncontested divorces are granted each year. Unless there is great a dispute over assets or support there is no reason why two people cannot reach an agreement and avoid and eliminate the emotional and financial problems that naturally arise when two people argue.
You are in charge of your own divorce.
No matter what anyone says, divorce can be cruel. When the two parties argue it only serves to inflame the underlying problem that caused the breakup in the first place. It gets even worse when there are children involved. No matter how hard you try to hide it, they know what's happening, even at very tender ages. When a couple has the foresight to work together in a trusting relationship for their mutual benefit and they are completely informed about the divorce laws and procedures, most divorce issues can be resolved between them. By keeping the decision process away from the court, the people are able to make decisions that benefit both the entire family. In turn it simplifies the divorce process. You have the best understanding of your life and situation. Nothing can substitute for this knowledge. With careful consideration and friendly relationship between the couple a fair and appropriate agreement to resolve your divorce can be reached and you can obtain that sought after "uncontested divorce."
We have all heard about the "contested divorce" and how expensive and heart breaking it can be. This is the nature of the adversarial method called litigation. Each side hires a lawyer. Each lawyers with the help of the client creates the "theory of the case," This is the theory presented in court. What is generally does is create a scenario that one party is more at fault then the other. However, these days, unless you are fighting of children, fault is not much of an issue. What is important in these contested divorces is the financial division of property. Whether the parties have a lot of assets or a little asset, litigation becomes expensive because a lawyer, in order to not malpractice, must go through each expensive step in the process whether or not there are no assets. Before the trial the courts usually have a conference where the two lawyers tell the judge their side. The judge always tries to settle the case. If that is possible then the divorce could take place that day. If it is not possible a date is scheduled for trial; a long and expensive process. One in which no one truly wins. This is why it is so important that the divorcing couple keeps an open mind and put hostilities aside. Only when this is done can an appropriate agreement be reached and the divorce can be processed as friendly and "uncontested."
We recommend that every couple first use all possible means to work out mutual terms for the divorce, without going to court. If you find that you cannot work things out on your own, we recommend mediation, with or without attorney representation. It's not only that you will save money by working things out yourselves, but by avoiding a lengthy trial, an uncontested divorce usually results in reduced hostility and resentment between the couple and both are able to resume their lives easier and quicker.
Animosity and financial strain is reduced if litigation is avoided.
It is the natural result of a litigated divorce that the parties become angry, distrustful, unsure and confused. It is not far-fetched to believe that the two people can find the middle road and enter into a friendly agreement permitting an uncontested divorce. You may actually leave the relationship as friends. This goal is most important when there are children involved. Remember you may be divorcing your spouse, but not your children. In most cases the parties still have to communicate with each other about the children for many years to come. Active co-parenting requires mutual respect between the parents. Continued litigation and animosity tends to make co-parenting very difficult. A fair thought out settlement always reduces and can even eliminate the bad air between the couple.
Apsan Law Offices saves you money.
We charge a very reasonable legal fee for an uncontested divorce. The consultation is Free. You have little to lose and a lot to gain by scheduling an appointment without office.
Near All Courts
Our New Jersey office is located in Newark and is near all divorce courts. We are close to Kearny, Orange, Jersey City, Harrison, Orange, Paterson, Hackensack, New Brunswick and only a short drive to other courts. In New York we are just a couple of blocks away from the New York Supreme Court at 60 Center Street. As there is no court appearance required in New York for uncontested divorces, you do not have to appear in court if you reside in Manhattan, Brooklyn, Queens, the Bronx and Staten Island.